We built Smart Calculators on a simple principle — your financial data is yours. Here's exactly what we do (and don't do) with it.
Smart Calculators ("we", "us", "our") operates smartcalculators.in. This Privacy Policy explains what personal information we collect when you visit our website, how we use it, and the choices available to you.
By using Smart Calculators, you agree to the practices described in this policy. If you do not agree, please discontinue use of the platform.
This policy applies to all pages and tools hosted on smartcalculators.in. It does not apply to third-party websites we may link to — those are governed by their own privacy policies.
We collect two categories of data — information you provide directly, and information collected automatically when you browse.
| Type | What | When |
|---|---|---|
| Usage Data | Pages visited, calculator used, time on page, browser type, OS, referrer URL, anonymised IP | Every visit (automatic) |
| Device Data | Screen resolution, language preference, timezone | Every visit (automatic) |
| Contact Data | Name and email if you contact us or subscribe to updates | Only when you submit a form |
| Pro Account Data | Email, payment method (processed by Razorpay — we never see your card number) | Only on Pro signup |
| Calculator Inputs | None — all calculations run in your browser and are never transmitted to our servers | Never |
We use the information we collect strictly to operate and improve the platform. Specifically:
We do not use your data to serve personalised advertisements, build individual user profiles, or make automated decisions that affect you.
We use cookies and browser local storage for essential site functionality and analytics. No advertising cookies are set.
| Cookie / Key | Purpose | Duration |
|---|---|---|
| sipTheme / cagrTheme | Remembers your dark/light mode preference | Persistent (local storage) |
| _ga, _gid | Google Analytics — anonymised page-view tracking | 2 years / 24 hours |
| sc_session | Session continuity for Pro users (logged-in state) | Session |
| cookie_consent | Records that you have acknowledged this cookie notice | 1 year |
You can clear or block cookies at any time through your browser settings. Blocking essential cookies may affect site functionality (e.g. theme preference will reset on every visit).
We integrate with the following third-party services. Each has its own privacy policy governing how they handle data:
We do not sell, rent, or trade your personal information with any third party for their marketing purposes. Period.
Our servers are hosted in Mumbai, India (AWS ap-south-1 region). All data in transit is encrypted with TLS 1.3. Data at rest is encrypted using AES-256.
We retain data for the following periods:
Despite our best efforts, no transmission over the internet is completely secure. We encourage you to report any suspected security vulnerability to security@smartcalculators.in.
Under applicable Indian law (IT Act 2000 and DPDP Act 2023) and, where applicable, GDPR, you have the following rights regarding your personal data:
To exercise any of these rights, email us at privacy@smartcalculators.in. We will respond within 30 days.
Smart Calculators is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13.
If you are a parent or guardian and believe your child has provided us with personal information, please contact us at privacy@smartcalculators.in and we will promptly delete that information.
We may update this Privacy Policy from time to time. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you by email or by displaying a notice on the website.
We encourage you to review this policy periodically. Your continued use of Smart Calculators after any changes constitutes acceptance of the updated policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your data, please reach out:
privacy@smartcalculators.in · Respond within 30 days · Mumbai, India